Your vehicles carry precious cargo—the products they haul and the people driving them.

We help protect both. Higginbotham has insurance and risk management professionals with expertise in the transportation and hauling business who maximize every dollar you spend on insurance, safety and loss prevention. Whether an owner-operator or motor carrier, small or large fleet, we help with your long and short haul trucking risks.

Your company is as unique as the products it hauls. So, we audit your safety materials, training programs, record-keeping practices and field operations to identify your unique exposures and offer insurance coverage for trucking risks.


Common Transportation Coverages

  • Auto Liability
  • Physical Damage
  • Cargo
  • General Liability
  • Bobtail
  • Trailer Interchange
  • Workers’ Compensation
  • Umbrella
  • Pollution
  • Property
  • Occupational Accident
  • Warehouse Liability


Risk Management

The audit also identifies potential weaknesses in your loss prevention program that we can help you improve. Using that information, we refine your current safety and loss control measures and implement new ones to protect your company, cargo and drivers. We help with:

  • CSA compliance
  • OSHA compliance
  • USDOT compliance
  • Expert witness testimony and litigation
  • ISNetworld and PEC Premier Conformance verification
  • Regulatory compliance
  • Contract review
  • Certificate of Insurance validation

Our safety consultants can train your drivers for the hazards they will encounter during their jobs and coach management on proper policies and procedures. Effective training methods for your workforce will be determined by our audit, but may include:

  • Safety manuals
  • Onsite driver training
  • Driver selection criteria
  • Mirror adjustment station setup
  • Safety committee participation
  • Fleet policies
  • Fall prevention (tractor and trailer)
  • Technology (in-vehicle camera, GPS, driver simulator)
  • Driver incentives
  • Accident investigation