Online insurance providers promise hundreds of medical plans to choose from, but offer little guidance for selecting the one that’s right for you. Higginbotham has access to the same plans, but also provides consumer advocacy that Web sites can’t match.
After learning about your health risk factors, health care utilization, preferred providers and budget, we narrow down the hundreds of available medical plans to just those that fit your personal criteria, and all of the insurance carriers we represent are top-rated. With Higginbotham on your side, you have negotiating power for price reductions, plan design changes, provider network adjustments and even declined coverage disputes—a plan that’s personalized to your needs so you don’t pay for coverage you don’t use.
For individuals who have been denied coverage elsewhere because of a pre-existing health condition, we help procure a medical plan through the Texas Health Insurance Pool. The Pool provides several plan options and guaranteed price caps so you aren’t unreasonably penalized for your health condition. Higginbotham will provide education, advise on your eligibility and help compare the options so you select the best one for your treatment plan