Claims Advocacy

While we work hard to prevent losses, they will still occur. And when they do, we manage the entire claims process so you can focus on resuming normal business operations. We even help you develop disaster recovery plans to avoid further property losses after a catastrophe. Higginbotham is your advocate from reporting losses to your insurance carriers through resolution to help ensure claims are handled promptly and fairly by the companies providing coverage.

We review applicable insurance policies and advise on issues where coverage is questionable. The best practice models we’ve developed in this area help see that your carriers adhere to your policies’ guidelines.

Our licensed claims adjusters analyze your claims history to identify loss trends and areas in your current strategy where Higginbotham’s risk management programs can help avoid future losses. You’ll receive scheduled claims reviews and reserves reports to keep you informed of open claims statuses and resolutions, your financial capacity and trends within your industry. We also evaluate your experience modifier for accuracy, forecast future mods and validate your workers’ compensation rate. Whether you prefer quarterly, semi-annual or annual reports, we can develop a service plan that keeps your claims in check.

Click here to report a claim or call (800) 728-2374 and dial option 3.