Six spooky Texas business risks

They’re back! The ghosts, ghouls, and goblins of Halloween have returned as millions around the world prepare to celebrate another season of creepy fun. It’s also a good time to remind you of the spooky risks you face in your … Read More


Nurse triage: TLC for your ailing workers’ compensation costs

When workplace accidents strike, you need to make quick decisions about your next steps. Should you send your employees to the emergency room or to a primary care doctor? Or should you just send them home to see if the situation … Read More


Make breast cancer awareness part of workplace wellness

The season of pink is upon us again! October is National Breast Cancer Awareness Month, and thousands of businesses and employees will take part in awareness campaigns. Why? Because cancer isn’t just a health issue; it’s a business issue. Consider … Read More


Asbestos Claims – A growing construction exposure

Eight hundred million dollars. That’s the amount RPM International, parent company to the DAP and Rust-Oleum brands, is paying to fund a trust set up to resolve asbestos injury claims relating to a business owned by its Specialty Products Holding … Read More


Voluntary benefits continue to redefine modern day company perks

Back in the “old days” (pre-1980s), employees generally had to settle for the standard company perks – job stability, annual pay raises, vacation time, and a one-size-fits-all health insurance plan. Today, the benefits game has completely changed. Over the past … Read More


Transportation risk management: HOS rule lingers in fog of uncertainty

It was early on a Saturday morning in June 2014, and a deadly pileup on the New Jersey Turnpike involving a tractor-trailer had just taken the life of comedian James “Jimmy Mack” McNair and critically injured actor Tracy Morgan and … Read More


10 reasons why employees “lawyer up” for workers’ compensation claims

It’s an all-too familiar scenario… An employee gets injured on the job and then stays home with nothing to do but watch television, feeling increasingly isolated and unneeded with each passing day. He gets frustrated as his pain increases and his … Read More


Sure, you have insurance. But do you have an umbrella?

It can happen in an instant. You’re driving home from work, you get distracted for a split second, and you slam into the car in front of you, causing serious damage to the other vehicle and severe injuries to the … Read More


Texas health care: Three key challenges

They say everything is bigger in Texas. That might be fine if we’re talking about cattle ranches and barbecues, but when we’re talking about the problem of getting everyone covered with health insurance, bigger is definitely not better. Here’s a … Read More


Construction insurance: The latest on construction defect claims

If someone files a claim against your construction business for alleged construction defects, are you covered under your General Liability policy? That’s a question that’s been hotly debated in both insurance circles and the courts for years. And it’s a … Read More