Health insurance open enrollment update

The second annual open enrollment period for health insurance coverage under the Affordable Care Act (ACA) is officially underway. Although the deadline has just passed to get coverage that takes effect on January 1, 2015, it’s not too late to … Read More


Life insurance: The ultimate stocking stuffer?

The holiday season always seems to bring out the best in people. It’s a time of year when many of us feel a special connection to family, friends and loved ones, and a tug at our hearts to be more … Read More


Black Friday, Cyber Monday and Cyber Liability

E-commerce is a cornerstone of annual revenue for many retailers, especially during the holidays. And, we’re not just talking about Black Friday and Cyber Monday. In fact, The National Retail Federation (NRF) estimated that last weekend’s sales were actually down … Read More


Early return to work: A pivotal piece in the workers’ compensation puzzle

Most business owners know that preventing workplace accidents is the best defense against out of control workers’ compensation costs. But despite safety measures, accidents still happen. So the next best thing is having an effective process to get your injured … Read More


The tax man cometh – and in 2018, he’s coming for your Cadillac health plan

 Beginning in 2018, the “Cadillac Tax” under the Affordable Care Act kicks in, and if you’re still offering these high-cost plans when that time comes, it’s going to cost you. How much? There’ll be a 40 percent excise tax on … Read More


Long-term care awareness: The other reason to celebrate November

 What do people celebrate during the month of November? You’re thinking turkeys, aren’t you? Of course, there’s a lot to be said for Thanksgiving. The food is superb, and it’s a beautiful time of year. It’s also a holiday about … Read More


Takeaway from the Ebola crisis: Don’t be caught off guard

When the Ebola outbreak in the West African country of Guinea hit the news back in December 2013, it was a distant problem in a distant country. Then came the case of Thomas Eric Duncan, the Liberian national who was … Read More


Winterization 101: Checklist for homeowners

Winterizing your home is a task that can sound all too mysterious; one of those semi-impossible ideals that “other homeowners” do – you know, the ones who do everything right. The good news is, it’s all very doable. If you’re not sure … Read More


Six spooky Texas business risks

They’re back! The ghosts, ghouls, and goblins of Halloween have returned as millions around the world prepare to celebrate another season of creepy fun. It’s also a good time to remind you of the spooky risks you face in your … Read More


Nurse triage: TLC for your ailing workers’ compensation costs

When workplace accidents strike, you need to make quick decisions about your next steps. Should you send your employees to the emergency room or to a primary care doctor? Or should you just send them home to see if the situation … Read More